{"id":53439,"date":"2023-04-18T13:56:15","date_gmt":"2023-04-18T13:56:15","guid":{"rendered":"https:\/\/www.manaycpa.com\/?p=53439"},"modified":"2025-08-18T14:19:29","modified_gmt":"2025-08-18T18:19:29","slug":"amerika-banka-hesabi","status":"publish","type":"post","link":"https:\/\/www.manaycpa.com\/tr\/amerika-banka-hesabi\/","title":{"rendered":"Amerika&#8217;da Banka Hesab\u0131 Nas\u0131l A\u00e7\u0131l\u0131r?"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text]\u00c7e\u015fitli sebeplerden dolay\u0131 Amerika\u2019da banka hesab\u0131 a\u00e7man\u0131z gerekebilir. Bu sebeplerin ba\u015f\u0131nda <a href=\"https:\/\/www.manaycpa.com\/tr\/amerikada-sirket-kur\/\">Amerika&#8217;da \u015firket kurmak<\/a>, ticaret yapmak, \u00f6\u011frenci olmak veya belirli bir s\u00fcre i\u00e7in ABD\u2019de ikamet etmek gelmektedir. ABD\u2019de banka hesab\u0131 a\u00e7madan pek \u00e7ok \u015feyi yapamazs\u0131n\u0131z, o y\u00fczden bir banka hesab\u0131n\u0131z\u0131n olmas\u0131 neredeyse \u015fartt\u0131r diyebiliriz.<\/p>\n<p>ABD\u2019de bir \u015firket kurup ve bu \u015firket arac\u0131l\u0131\u011f\u0131 ile ticaret yapaca\u011f\u0131n\u0131z\u0131 d\u00fc\u015f\u00fcnelim, \u00f6demeleri al\u0131p para transferi yapaca\u011f\u0131n\u0131z bir banka hesab\u0131n\u0131z olmadan bu imkans\u0131zd\u0131r. Gelirlerinizi toplamak, paran\u0131z\u0131 banka kartlar\u0131 arac\u0131l\u0131\u011f\u0131 ile kullanabilmek veya paran\u0131z\u0131 ba\u015fka bir \u00fclkeye az bir masraflarla aktarabilmek i\u00e7in ataca\u011f\u0131n\u0131z ilk ad\u0131m Amerika\u2019da banka hesab\u0131 a\u00e7mak olmal\u0131d\u0131r.<\/p>\n<p>E\u011fer online pazar yerleri \u00fczerinden i\u015f yapmak istiyorsan\u0131z ABD\u2019de banka hesab\u0131 a\u00e7ma mecburiyetindesiniz. \u00d6rne\u011fin, Amazon, Etsy ve Shopify gibi bir\u00e7ok \u00e7ok platform veya online pazar yeri sizi ABD\u2019de bankas\u0131 hesab\u0131 a\u00e7ma konusunda mecbur tutar. Bu online marketler satt\u0131\u011f\u0131n\u0131z \u00fcr\u00fcnlerin bedelini bu hesaplara yat\u0131r\u0131rlar.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u0130\u00e7indekiler Tablosunu A\u00e7\/Kapat\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.manaycpa.com\/tr\/amerika-banka-hesabi\/#Amerikada_Banka_Hesabi_Acma_Islemi\" >Amerika&#8217;da Banka Hesab\u0131 A\u00e7ma \u0130\u015flemi<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.manaycpa.com\/tr\/amerika-banka-hesabi\/#ABDde_Banka_Hesabi_Acmak_icin_Gerekli_Belgeler\" >ABD\u2019de Banka Hesab\u0131 A\u00e7mak i\u00e7in Gerekli Belgeler<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.manaycpa.com\/tr\/amerika-banka-hesabi\/#Banka_Secimi\" >Banka Se\u00e7imi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.manaycpa.com\/tr\/amerika-banka-hesabi\/#Online_Hesap_Acma_Islemi\" >Online Hesap A\u00e7ma \u0130\u015flemi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.manaycpa.com\/tr\/amerika-banka-hesabi\/#Sube_Ziyareti_ile_Hesap_Acma_Islemi\" >\u015eube Ziyareti ile Hesap A\u00e7ma \u0130\u015flemi<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.manaycpa.com\/tr\/amerika-banka-hesabi\/#Amerikada_Banka_Hesabi_Acma_Surecinde_Dikkat_Edilmesi_Gerekenler\" >Amerika&#8217;da Banka Hesab\u0131 A\u00e7ma S\u00fcrecinde Dikkat Edilmesi Gerekenler<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.manaycpa.com\/tr\/amerika-banka-hesabi\/#1_Hesap_Isletim_Ucretleri\" >1. Hesap \u0130\u015fletim \u00dccretleri<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.manaycpa.com\/tr\/amerika-banka-hesabi\/#2_Minimum_Bakiye_Gerekliligi\" >2. Minimum Bakiye Gereklili\u011fi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.manaycpa.com\/tr\/amerika-banka-hesabi\/#3_Amerikada_Faaliyet_Gosteren_Populer_Bankalar\" >3. Amerika&#8217;da Faaliyet G\u00f6steren Pop\u00fcler Bankalar<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.manaycpa.com\/tr\/amerika-banka-hesabi\/#Sikca_Sorulan_Sorular\" >S\u0131k\u00e7a Sorulan Sorular<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.manaycpa.com\/tr\/amerika-banka-hesabi\/#Amerikada_Banka_Hesabi_Acmak_Icin_Ne_Tur_Belgelere_Ihtiyacim_Var\" >Amerika&#8217;da Banka Hesab\u0131 A\u00e7mak \u0130\u00e7in Ne T\u00fcr Belgelere \u0130htiyac\u0131m Var?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.manaycpa.com\/tr\/amerika-banka-hesabi\/#ABDde_Banka_Hesabi_Acmak_Icin_Minimum_Yas_Siniri_Var_mi\" >ABD&#8217;de Banka Hesab\u0131 A\u00e7mak \u0130\u00e7in Minimum Ya\u015f S\u0131n\u0131r\u0131 Var m\u0131?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Amerikada_Banka_Hesabi_Acma_Islemi\"><\/span>Amerika&#8217;da Banka Hesab\u0131 A\u00e7ma \u0130\u015flemi<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>ABD\u2019de banka hesab\u0131 a\u00e7mak i\u00e7in \u00f6nce hangi bankada hesap a\u00e7mak istedi\u011finize karar vermelisiniz. Buna karar verdikten sonra banka \u015fubesine bizzat gidip hesap a\u00e7abilece\u011finiz gibi online olarak da hesap a\u00e7ma i\u015flemini belirli \u015fartlar\u0131 sa\u011flayarak ger\u00e7ekle\u015ftirebilirsiniz.<\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-53458 size-large\" src=\"https:\/\/www.manaycpa.com\/wp-content\/uploads\/2023\/04\/Amerika-Banka-Hesabi-Acmak-1024x569.jpeg\" alt=\"Amerika Banka Hesab\u0131 A\u00e7mak\" width=\"1024\" height=\"569\" srcset=\"https:\/\/www.manaycpa.com\/wp-content\/uploads\/2023\/04\/Amerika-Banka-Hesabi-Acmak-1024x569.jpeg 1024w, https:\/\/www.manaycpa.com\/wp-content\/uploads\/2023\/04\/Amerika-Banka-Hesabi-Acmak-300x167.jpeg 300w, https:\/\/www.manaycpa.com\/wp-content\/uploads\/2023\/04\/Amerika-Banka-Hesabi-Acmak-768x427.jpeg 768w, https:\/\/www.manaycpa.com\/wp-content\/uploads\/2023\/04\/Amerika-Banka-Hesabi-Acmak-1536x854.jpeg 1536w, https:\/\/www.manaycpa.com\/wp-content\/uploads\/2023\/04\/Amerika-Banka-Hesabi-Acmak-2048x1139.jpeg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"ABDde_Banka_Hesabi_Acmak_icin_Gerekli_Belgeler\"><\/span>ABD\u2019de Banka Hesab\u0131 A\u00e7mak i\u00e7in Gerekli Belgeler<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u00d6ncelikle, ABD\u2019de banka hesab\u0131 a\u00e7mak i\u00e7in Amerikan vatanda\u015f\u0131 olman\u0131za gerek yoktur. Di\u011fer \u00fclke vatanda\u015flar\u0131 da ABD\u2019de banka hesab\u0131 a\u00e7abilirler. Ayr\u0131ca, ABD\u2019de banka hesab\u0131 a\u00e7mak i\u00e7in orada \u00e7al\u0131\u015f\u0131yor veya ya\u015f\u0131yor olman\u0131za da gerek yoktur. Baz\u0131 bankalar hesap a\u00e7mak i\u00e7in Sosyal G\u00fcvenlik Numaras\u0131 (SSN) isterken \u00e7o\u011fu banka SSN istemeden de hesap a\u00e7abilmektedir.<\/p>\n<p>ABD\u2019de banka hesab\u0131 a\u00e7ma a\u015famas\u0131nda sizden istenecek baz\u0131 belgeler vard\u0131r. Ancak bankalar\u0131n ve di\u011fer finansal kurumlar\u0131n farkl\u0131 talepleri olabilir. Hangi belgelerin gerekti\u011fini belirlemek i\u00e7in finansal kurulu\u015funuzla ileti\u015fime ge\u00e7meniz \u00f6nemlidir.<\/p>\n<p>Hesap a\u00e7ma i\u015flemi i\u00e7in gerekebilecek baz\u0131 belgeler \u015funlard\u0131r:<\/p>\n<ul>\n<li>Kimlik belgesi: Ba\u015fka \u00fclke vatanda\u015flar\u0131 i\u00e7in pasaport, kimlik belgesi yerine kullan\u0131labilmektedir.<\/li>\n<li>Adres kan\u0131t\u0131: Fatura veya kredi kart\u0131 ekstresi gibi ad\u0131n\u0131z\u0131 ve ikamet adresinizi g\u00f6steren bir evrak genellikle yeterli olacakt\u0131r.<\/li>\n<li>Sosyal G\u00fcvenlik Numaras\u0131: Sosyal G\u00fcvenlik Numaras\u0131 (SSN) sahibi olman\u0131z zorunlu de\u011fil ancak ikamet veya \u00e7al\u0131\u015fma izniniz varsa bu durumda Sosyal G\u00fcvenlik Numaran\u0131z\u0131 da bankaya ibraz etmeniz gerekmektedir. Bir k\u0131s\u0131m bankalar SSN yerine Ki\u015fisel Vergi Kimlik Kart\u0131 (ITIN) da kabul edebilmektedir. \u00d6zellikle ticari ama\u00e7la hesap a\u00e7\u0131yorsan\u0131z vergi numaras\u0131 istenecektir.<\/li>\n<li>Depozito: Bankalar\u0131n hemen hepsinde hesap a\u00e7ma a\u015famas\u0131nda hesab\u0131n\u0131za bir miktar para yat\u0131rman\u0131z istenmektedir. Para miktar\u0131, bankadan bankaya farkl\u0131l\u0131k g\u00f6sterebilse de genelde 50 ila 100 dolar aras\u0131ndad\u0131r.<\/li>\n<\/ul>\n<p>Hesab\u0131n\u0131z a\u00e7\u0131l\u0131r a\u00e7\u0131lmaz bankan\u0131z\u0131n verece\u011fi debit kart\u0131 para \u00e7ekmek ve al\u0131\u015fveri\u015f yapmak i\u00e7in kullanmaya ba\u015flayabilirsiniz. Debit kart, kart sahibi bireyin mevduat hesab\u0131nda bulunan nakit para ile harcama yapabilece\u011fi bir banka kart\u0131d\u0131r.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;20px&#8221;][vc_raw_html]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[\/vc_raw_html][vc_empty_space height=&#8221;20px&#8221;][vc_video link=&#8221;https:\/\/www.youtube.com\/watch?v=IGPkTrhbgGI&amp;t=10s&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Banka_Secimi\"><\/span>Banka Se\u00e7imi<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><a href=\"https:\/\/www.bankofamerica.com\/\" rel=\"nofollow noopener\" target=\"_blank\">Bank of America<\/a>, JPMorgan, <a href=\"https:\/\/www.chase.com\/\" rel=\"nofollow noopener\" target=\"_blank\">Chase Bank<\/a> ve City Bank, ABD\u2019nin en \u00f6nde gelen bankalar\u0131ndand\u0131r. Banka se\u00e7imi yaparken, T\u00fcrkiye\u2019de de \u015fubesi olan bir bankay\u0131 tercih edebilir ve bunun sa\u011flad\u0131\u011f\u0131 baz\u0131 avantajlardan da faydalanabilirsiniz.<\/p>\n<p>Banka tercihi yaparken yayg\u0131n bir \u015fube ve ATM a\u011f\u0131na sahip olmas\u0131na dikkat etmelisiniz. Amerika\u2019da banka hesab\u0131 a\u00e7madan \u00f6nce bankalar\u0131 iyi incelemeli ve ihtiya\u00e7lar\u0131n\u0131za en uygun olan bankay\u0131 tercih etmelisiniz. Bir \u00e7ok ABD bankas\u0131 sadece belli bir eyalet ve \u015fehirde faaliyet g\u00f6stermek \u00fczere kurulmu\u015ftur; bu y\u00fczden hesap a\u00e7aca\u011f\u0131n\u0131z bankay\u0131 se\u00e7erken bankan\u0131n kapsam\u0131na dikkat etmelisiniz.<\/p>\n<p>Amerika\u2019da bir k\u0131s\u0131m bankalar hesap a\u00e7ma i\u015fleminde \u00f6\u011frencilere veya \u015firket sahiplerine belli indirimler ve \u00e7e\u015fitli avantajlar sunarlar. Hesap i\u015fletim \u00fccreti oranlar\u0131 ve \u00f6zel faiz oranlar\u0131ndan olu\u015fan bu avantajlar\u0131 ara\u015ft\u0131rmadan karar vermemelisiniz.<\/p>\n<p>A\u00e7t\u0131\u011f\u0131n\u0131z hesap Checking hesab\u0131 ise, bu hesap paran\u0131za kart arac\u0131l\u0131\u011f\u0131yla eri\u015fmenizi sa\u011flayan bir mevduat hesab\u0131d\u0131r. E\u011fer hesab\u0131n\u0131z Savings ad\u0131 verilen bir tasarruf hesab\u0131 ise paran\u0131za kart\u0131n\u0131z arac\u0131l\u0131\u011f\u0131 ile ula\u015famazs\u0131n\u0131z. Bu paraya ihtiya\u00e7 duydu\u011funuz takdirde \u00e7ekmek istedi\u011finiz tutar\u0131 mevduat hesab\u0131n\u0131za transfer etmeniz gerekmektedir.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Online_Hesap_Acma_Islemi\"><\/span>Online Hesap A\u00e7ma \u0130\u015flemi<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>ABD\u2019de bizzat \u015fubeye gidip hesap a\u00e7ma imkan\u0131n\u0131z yoksa, <a href=\"https:\/\/www.payoneer.com\/\" rel=\"nofollow noopener\" target=\"_blank\">Payoneer<\/a> veya Wise gibi dijital bankac\u0131l\u0131k sistemleri uzaktan online olarak hesap a\u00e7maya imkan tan\u0131maktad\u0131r. Bu platformlar, fiziksel bankalar olmasalar da, en az\u0131ndan ticaretinizi veya i\u015finizi s\u00fcrd\u00fcrmek i\u00e7in yeterli olabilecek uluslararas\u0131 kredibilitesi olan birer finans kurulu\u015fudur.<\/p>\n<p>Genel olarak s\u00f6ylemek gerekirse ge\u00e7erli ve g\u00fcvenilir bir e-mail adresi (\u00e7o\u011fu durumda <a href=\"https:\/\/www.google.com\/gmail\/about\/\" rel=\"nofollow noopener\" target=\"_blank\">Gmail<\/a> uzant\u0131l\u0131) ve foto\u011frafl\u0131 bir kimlik kart\u0131 ile bu dijital bankalardan online olarak hesap a\u00e7abilirsiniz. T\u00fcrkiye\u2019deki herhangi bir banka hesap numaran\u0131z\u0131, bu dijital hesapla ili\u015fkilendirip istedi\u011finiz zaman para transferi yapabilirsiniz.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Sube_Ziyareti_ile_Hesap_Acma_Islemi\"><\/span>\u015eube Ziyareti ile Hesap A\u00e7ma \u0130\u015flemi<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Amerika\u2019da \u00e7o\u011fu banka, hesap a\u00e7mak isteyen \u015firket sahibinin bankaya bizzat gelmesini talep ediyor. Bir\u00e7ok banka hesap a\u00e7\u0131l\u0131\u015f\u0131 s\u0131ras\u0131nda yukar\u0131da bahsedilen Kimlik Belgesi, ABD adresine ait ikamet belgesi, <a href=\"https:\/\/www.manaycpa.com\/tr\/ssn-nedir\/\">SSN<\/a>, vergi kimlik numaras\u0131 gibi belgeler istemektedir. Bu belgeler bankadan bankaya de\u011fi\u015fiklik g\u00f6sterebilmektedir. Fiziksel olarak bir banka \u015fubesinden hesap a\u00e7man\u0131n alternatifi yukar\u0131da da bahsedildi\u011fi gibi dijital bankalardan online hesap sahibi olmakt\u0131r.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Amerikada_Banka_Hesabi_Acma_Surecinde_Dikkat_Edilmesi_Gerekenler\"><\/span>Amerika&#8217;da Banka Hesab\u0131 A\u00e7ma S\u00fcrecinde Dikkat Edilmesi Gerekenler<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Hesap_Isletim_Ucretleri\"><\/span>1. Hesap \u0130\u015fletim \u00dccretleri<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>ABD&#8217;de kredi kart\u0131 ve debit kart (bankamatik kartlar\u0131) kullanarak para \u00e7ekme ve al\u0131\u015fveri\u015f i\u015flemi yapabilirsiniz, tabi bu hizmetler i\u00e7in belirli bir kart aidat\u0131n\u0131 g\u00f6ze alman\u0131z gerekiyor. Ayr\u0131ca hesap i\u015fletim \u00fccretleri de dikkat etmeniz gereken ba\u015fka bir husus. Hesap i\u015fletim \u00fccreti olarak \u00f6demeniz gereken \u00fccretler, a\u00e7t\u0131\u011f\u0131n\u0131z hesap \u00e7e\u015fidine g\u00f6re de\u011fi\u015fiklik g\u00f6stermektedir. Baz\u0131 bankalar i\u015flem ba\u015f\u0131na \u00fccret al\u0131rken, baz\u0131lar\u0131 ayl\u0131k veya y\u0131ll\u0131k \u00fccretler al\u0131rlar. Bunlar\u0131n d\u0131\u015f\u0131nda, ATM\u2019lerden yapt\u0131\u011f\u0131n\u0131z her i\u015flem i\u00e7in ya da online bankac\u0131l\u0131k ve cep telefonu bankac\u0131l\u0131\u011f\u0131 arac\u0131l\u0131\u011f\u0131 ile yapt\u0131\u011f\u0131n\u0131z i\u015flemler i\u00e7in ek \u00fccret \u00f6demeniz gerekebilir.<\/p>\n<p>Amerika\u2019da baz\u0131 uluslararas\u0131 bankalar, uluslararas\u0131 dolar hesab\u0131 a\u00e7ma se\u00e7ene\u011fi sunmaktad\u0131r. Bu hesap ile d\u00fcnyan\u0131n her yerinden kart\u0131n\u0131zla para \u00e7ekebilir, online i\u015flemler ger\u00e7ekle\u015ftirebilir ve paran\u0131z\u0131 y\u00f6netebilirsiniz. Ama bu hesaplar\u0131n y\u00fcksek i\u015fletim \u00fccretleri vard\u0131r.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Minimum_Bakiye_Gerekliligi\"><\/span>2. Minimum Bakiye Gereklili\u011fi<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>ABD\u2019de bir banka hesab\u0131 a\u00e7arsan\u0131z, a\u00e7\u0131l\u0131\u015f an\u0131nda hesab\u0131n\u0131za bir miktar para yat\u0131rman\u0131z istenmektedir. Depozito denilen bu paran\u0131n miktar\u0131, bankadan bankaya de\u011fi\u015fiklik g\u00f6sterse de genelde 50 ila 100 dolar aral\u0131\u011f\u0131nda olmaktad\u0131r.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Amerikada_Faaliyet_Gosteren_Populer_Bankalar\"><\/span>3. Amerika&#8217;da Faaliyet G\u00f6steren Pop\u00fcler Bankalar<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>ABD\u2019de faaliyet g\u00f6steren binlerce banka aras\u0131ndan baz\u0131lar\u0131 ger\u00e7ekten devasa b\u00fcy\u00fckl\u00fckte olan global bankalard\u0131r bunlar\u0131n en bilinenleri aras\u0131nda, Bank of America, City Bank, Chase Bank ve Wells Fargo gelmektedir.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Sikca_Sorulan_Sorular\"><\/span>S\u0131k\u00e7a Sorulan Sorular<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Amerikada_Banka_Hesabi_Acmak_Icin_Ne_Tur_Belgelere_Ihtiyacim_Var\"><\/span>Amerika&#8217;da Banka Hesab\u0131 A\u00e7mak \u0130\u00e7in Ne T\u00fcr Belgelere \u0130htiyac\u0131m Var?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Bankadan bankaya de\u011fi\u015fmekle birlikte genelde, kimlik belgesi, Sosyal G\u00fcvenlik Numaras\u0131 ve adres kan\u0131t\u0131 istenmektedir.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"ABDde_Banka_Hesabi_Acmak_Icin_Minimum_Yas_Siniri_Var_mi\"><\/span>ABD&#8217;de Banka Hesab\u0131 A\u00e7mak \u0130\u00e7in Minimum Ya\u015f S\u0131n\u0131r\u0131 Var m\u0131?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Eyaletten eyalete de\u011fi\u015fiklik g\u00f6steren bir durum olmakla birlikte genelde 18 veya 21 olarak uygulanmaktad\u0131r.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;20px&#8221;][vc_raw_html]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[\/vc_raw_html][vc_empty_space height=&#8221;20px&#8221;][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text]\u00c7e\u015fitli sebeplerden dolay\u0131 Amerika\u2019da banka hesab\u0131 a\u00e7man\u0131z gerekebilir. Bu sebeplerin ba\u015f\u0131nda Amerika&#8217;da \u015firket kurmak, ticaret yapmak, \u00f6\u011frenci olmak veya belirli bir s\u00fcre i\u00e7in ABD\u2019de ikamet etmek gelmektedir. ABD\u2019de banka hesab\u0131 [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":53440,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[87],"tags":[],"class_list":["post-53439","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/www.manaycpa.com\/tr\/wp-json\/wp\/v2\/posts\/53439","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.manaycpa.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.manaycpa.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.manaycpa.com\/tr\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/www.manaycpa.com\/tr\/wp-json\/wp\/v2\/comments?post=53439"}],"version-history":[{"count":2,"href":"https:\/\/www.manaycpa.com\/tr\/wp-json\/wp\/v2\/posts\/53439\/revisions"}],"predecessor-version":[{"id":62528,"href":"https:\/\/www.manaycpa.com\/tr\/wp-json\/wp\/v2\/posts\/53439\/revisions\/62528"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.manaycpa.com\/tr\/wp-json\/wp\/v2\/media\/53440"}],"wp:attachment":[{"href":"https:\/\/www.manaycpa.com\/tr\/wp-json\/wp\/v2\/media?parent=53439"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.manaycpa.com\/tr\/wp-json\/wp\/v2\/categories?post=53439"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.manaycpa.com\/tr\/wp-json\/wp\/v2\/tags?post=53439"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}