Tax Problems
Resolved by Your
Licensed CPA
Tax problems do not resolve themselves — and every day they go unaddressed, the penalties, interest, and enforcement actions that compound them grow larger. Manay CPA identifies the full scope of your tax problem and manages the complete resolution process from the first assessment to the final closing.
- Tax Problem Resolution for Individuals and Businesses in All 50 States
- Unfiled Returns, Back Taxes, Audits, and IRS Enforcement Resolution
- CPA Licensed Service
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Finding Your Path to Tax Relief
For us, tax problem resolution is about more than stopping the immediate bleeding — it is about understanding the full scope of the problem, identifying every available resolution option, and managing the process from initial assessment through final resolution in a way that minimizes total cost while protecting our client from every enforcement action the tax authorities can take in the meantime.
Comprehensive Tax Issue Assessment
The first and most important step in resolving any tax problem is understanding its complete scope — which requires obtaining IRS transcripts, reviewing all open periods, identifying every unfiled return, calculating every accrued penalty and interest balance, and confirming whether any liens or levies have been filed or issued. Many taxpayers who believe their problem is limited discover through this initial assessment that additional years, additional tax types, or additional states are also involved — and that the resolution strategy must address all of them. By identifying these hidden liabilities upfront, we prevent the IRS from ‘re-opening’ your case just as you think it’s settled, effectively ending the stressful cycle of unexpected notices. This diagnostic precision transforms a chaotic, multi-year crisis into a single, structured plan that restores your financial standing and provides a clear path to a permanent fresh start.
Manay CPA conducts a comprehensive tax problem assessment for every client — obtaining IRS account transcripts for all open periods, reviewing every notice and correspondence received, identifying every unfiled return obligation, calculating the total outstanding liability including all penalties and interest, and assessing the collection statute status for each period. The assessment produces a complete picture of the problem and a clear prioritized plan for resolving it.
Common tax problems we resolve include unfiled individual and business tax returns for multiple years, IRS and state tax notices requiring response, audit examinations of individual and business returns, payroll tax delinquencies and trust fund recovery penalty assessments, IRS liens and levies requiring release or withdrawal, installment agreement defaults, and offers in compromise for taxpayers who qualify. Every resolution engagement begins with the comprehensive assessment and proceeds through a structured plan that addresses every open issue in the correct sequence.
The Cost of Delay: Halting Tax Penalties
Penalties on unfiled returns begin accruing from the original due date — the failure-to-file penalty is 5 percent of the unpaid tax per month, up to 25 percent. The failure-to-pay penalty is 0.5 percent per month on the unpaid balance. Interest compounds daily on both the unpaid tax and the accrued penalties. IRS liens attach to property automatically once a balance is assessed. Levies can seize bank accounts and wages without further notice after required collection due process procedures are followed. Every one of these consequences is preventable through timely action — and all of them stop once the problem is properly resolved.
A Methodical Path to Tax Relief
Manay CPA manages every component of the tax problem resolution process — from stopping active collection enforcement through installment agreements or collection holds to filing missing returns, negotiating penalty abatement, and achieving the final resolution that closes every open period and restores the client’s standing with every affected tax authority.
Our team understands every type of tax problem, every resolution option available for each, and the procedural sequence that must be followed to move through the IRS and state collection process efficiently — protecting the client at every stage while building toward the final resolution.
File Your Return the Right Way
The U.S. tax code is far more complex than a basic W-2 and standard deduction. Self-employment, rentals, capital gains, and foreign assets each carry unique reporting rules. A single oversight or misclassified item costs you real money—either in overpaid tax or in penalties assessed later.
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Table of Contents
Unfiled Tax Returns Are a Tax Problem That Compounds Until They Are Filed and Resolved
Every year a required tax return goes unfiled, the failure-to-file penalty continues to accrue — up to the maximum of 25 percent of the unpaid tax for that year. The IRS also has the authority to file a substitute for return on behalf of a non-filer — using information from third-party reporters like W-2s and 1099s — which almost always results in a higher assessed liability than the taxpayer’s actual liability because the SFR does not include any deductions or credits the taxpayer is entitled to claim.
Manay CPA files all delinquent returns using the taxpayer’s actual income, deductions, and credits — replacing any IRS-prepared substitute returns with correctly prepared returns that reflect the true liability — and manages the resolution of any remaining balance through the most appropriate collection alternative.
Immediate Defense Against IRS Collections
A federal tax lien attaches to all of a taxpayer’s property — real estate, financial accounts, vehicles, business assets — upon assessment of a tax liability and filing of a Notice of Federal Tax Lien. A tax levy is the actual seizure of property to satisfy the liability — and it can reach bank accounts, wages, Social Security benefits, and virtually any other asset.
Manay CPA responds immediately to lien and levy situations — filing collection due process hearing requests to suspend enforcement, negotiating installment agreements or currently not collectible status to stop active levies, and pursuing lien withdrawal or subordination when the lien is interfering with a property transaction or a refinancing.
Lower Your Balance with Penalty Relief
The penalties that accumulate on tax problems are often as large as — or larger than — the underlying tax liability. Penalty abatement reduces or eliminates these penalties when qualifying circumstances exist — lowering the total amount the taxpayer must pay to achieve full resolution.
First-time penalty abatement is available for taxpayers with a clean prior compliance history — no penalties in the three years before the penalty year. Reasonable cause abatement is available when the failure was due to circumstances beyond the taxpayer’s control — serious illness, natural disaster, reliance on incorrect professional advice, or other factors the IRS recognizes as reasonable cause. Manay CPA evaluates every client’s eligibility for penalty abatement and pursues every available abatement as part of every resolution engagement.
Frequently Asked Questions
What should I do if I have not filed tax returns for multiple years?
Contact Manay CPA immediately. Every year that passes without filing increases the accumulated penalty balance and keeps the collection statute from running on years that have not been assessed. We obtain your IRS transcripts to confirm which years are open, gather the information needed to prepare each delinquent return, and file all required returns with your actual income, deductions, and credits — replacing any IRS substitute returns and establishing your actual liability for each year. We then manage the resolution of any remaining balances through the most appropriate collection alternative.
I received an IRS levy notice — what do I do?
Act immediately. An IRS levy — particularly a bank account levy or wage garnishment — can be executed quickly after the required collection due process procedures are completed. Filing a collection due process hearing request with the IRS Appeals Office within the applicable deadline suspends levy action during the appeals process. Manay CPA files every available procedural response to pending levy notices immediately upon engagement and negotiates an installment agreement, currently not collectible status, or other formal resolution arrangement to permanently stop levy enforcement.
Can penalties and interest be reduced or eliminated as part of resolving a tax problem?
Yes, in many cases. First-time penalty abatement eliminates penalties for taxpayers with a clean compliance history in the three years before the penalty year. Reasonable cause abatement eliminates penalties when the failure was due to circumstances the IRS accepts as reasonable cause — including serious illness, natural disaster, or demonstrated reliance on incorrect professional advice. Interest generally cannot be abated except in cases of IRS error or delay. Manay CPA evaluates every available abatement basis and pursues every applicable penalty reduction as a standard component of every resolution engagement.
What is the difference between a tax lien and a tax levy?
A federal tax lien is a legal claim the government files against a taxpayer’s property to secure the tax debt — it attaches to all current and future property and appears in public records, affecting credit and the ability to sell or refinance property. A tax levy is the actual seizure of property to satisfy the debt — including bank account seizures, wage garnishments, seizure of accounts receivable, and in some cases seizure of real property. A lien is a security interest; a levy is enforcement. Both arise from an unpaid tax liability but require different responses and different resolution strategies.
How long does it take to resolve a tax problem completely?
Resolution timelines vary significantly based on the nature and complexity of the problem. A straightforward installment agreement for a single-year balance can be established within one to four weeks. A multi-year unfiled return situation requires time to prepare and file every delinquent return before a collection resolution can be negotiated — typically two to four months for a complete filing catch-up. An offer in compromise typically takes six to eighteen months from submission to final determination. Manay CPA provides a realistic timeline estimate for every engagement based on the specific facts of the situation.
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